AZ ROC #362259 CR-42 · 5-Year Workmanship Warranty · Veteran Family Owned · 5.0 ★★★★★ on Google

Financing

Roof Financing in Prescott AZ

Finance your roof for up to 20 years. HELOC, personal, secured, and unsecured loan options. Roll a roof in with landscaping, a new kitchen, or any other home project. Call or text 928-848-2060 and we'll walk you through it.

Grand Canyon Roofing project in the Prescott Tri-City area

Section 01

Financing Options We Offer

A roof is a big purchase. Most homeowners don't have $10,000 to $40,000 in cash sitting around. We work with multiple lenders so you can pick the option that fits your budget and credit:

  • HELOC (Home Equity Line of Credit). Borrow against your home equity. Often the lowest rates, longest terms.
  • Personal loans. Quick approval, no home equity required.
  • Secured loans. Lower rates because the loan is backed by collateral.
  • Unsecured loans. No collateral required. Approved on credit.

Terms run up to 20 years depending on the program. We do the legwork to find the right fit.

Get a price first

See your roof estimate before you talk financing

Use the instant estimator below to ballpark your roof cost. That number, plus any other home projects you're planning, gives you the loan amount to apply for.

Ballpark estimate from satellite measurements. Final number after our free on-site inspection.

Section 02

Bundle Your Roof With Other Projects

Need a new roof and a new kitchen? And landscaping? You don't have to do three separate loans. We can help you structure one larger loan that covers the roof and other home projects you're planning.

Example: $100,000 covers a roof replacement, fresh landscaping, and a kitchen update on one note. One application, one payment, one timeline. Talk to us about what you're trying to get done and we'll point you to the right lender.

Section 03

How the Application Works

  1. Call or text 928-848-2060. Tell us what you're planning. We'll write you a free estimate first so you know the actual roof number.
  2. Pick a financing path. We walk you through HELOC vs personal vs secured vs unsecured. No pressure to choose on the spot.
  3. Apply. Most lenders approve in 1 to 3 business days. Some same-day.
  4. Sign and schedule. Once funding is set, Kimberly puts the job on the calendar.

We're not the lender. Your financing relationship is between you and the lender we point you to. That keeps things transparent and gives you the most options.

Section 04

Frequently Asked Questions About Financing

What credit score do I need?

It depends on the program. Some unsecured options approve with 600+ FICO. HELOCs usually want 660+. Talk to us, we'll match you to the program that fits.

Do you charge a fee for financing?

No. We don't mark up the price for financed jobs. The roof cost is the roof cost.

How fast can I get started?

Same week in most cases. Some lenders approve same day. As soon as funding clears, we schedule the work.

Can I pay off the loan early?

Depends on the lender. Many have no prepayment penalty, especially personal loans. We'll tell you up front before you sign.

Is the donation to a local nonprofit still included when I finance?

Yes. $150 per roof goes to a local Prescott 501(c)(3) regardless of how you pay.

Grand Canyon Roofing, Established Prescott Arizona

The credentials, in one place

Why Prescott homeowners trust us with their roof

Credential 01 AZ ROC
#362259

Licensed Arizona roofing contractor (CR-42). Insured. Verifiable at roc.az.gov.

Credential 02 5-Year

Written workmanship warranty plus a free annual inspection every year.

Credential 03 5.0 ★★★★★

Across every Google review. Real homeowners. Real Prescott jobs.

Credential 04 Veteran
Family

Casey and Kimberly own and run the business. The owners answer the phone.

Next step

Get a free roof inspection. No pressure, no script.

Call or text 928-848-2060. Casey or Kimberly will pick up. Or fill out the form and we'll call you back.

Send a request

Owner reads every form